Entries Tagged 'Motivation' ↓
January 6th, 2014 — Motivation, Productivity
Several years ago, I was diagnosed with adult ADD. I couldn’t tolerate the meds my doctor prescribed. Behavior modification helped me the most.
Along the way, I found that daily routines helped a lot. They kept me from spinning my wheels and their familiarity gave me more focus.
I hated writing the same routines into my daily to do list though. I realized I could type them up once in a NotePad document and save that document to a new to do list each day. I named the master list “DailyToDoList.txt” and I open it every day, do a “Save As” and save it to a new file which is simply that day’s date. I just finished saving one called 010614.txt.
As I work from my new file, I just delete each task as I complete it. My list grows smaller and easier to work from as the day goes by. My written lists just got messier and harder to deal with as I crossed off items. It was harder to read especially if I did things out of order. The messier my list got, the more defeated I felt (this sounds nuts as I write it but these are honest feelings).
Along the way, I also got pretty good at wasting time while still managing to get most things done each day. I found myself playing games the last hour trying to beat the clock before George got home knocking out as many tasks as possible after goofing off most of the day. The more I did it, the sillier I felt. I also got caught short a few times when something important, yet unexpected came up, and I wasn’t even dressed for the day.
I think I’ve found the answer. It seems to be helping and maybe you’ll find it useful too. My list items appear with a “check box” in front (I type an open and close bracket before each one like this:
 make the bed
Now when I wake up, I also record what I actually did on an hourly basis. I just page down to the end of the list and write 7 am as a sub-heading and start listing what I did as I knock out each item. Then I write 8 am and continue.
I also keep deleting bracketed to do items on my list as I knock them out. As the day goes by, my list transforms into a record of that day. Hey if playing computer games for hours on end is your thing, knock yourself out. But for me, I feel badly writing down my own time wasters especially knowing how hard George is working in the corporate world. Just facing it in writing is making a big change for me.
You Need A Budget!
We started using You Need A Budget so that we can update our spending in real time from our phones. Being able to know what we can spend when we’re out and about is a huge reason why we have been able to bank our former car payment for almost 2 years.
If you’d like to check it out, here’s their website. The software costs $60 (a one time fee) and that fee covers its use on your smart phones too. They have a free 34 day trial that doesn’t even require a credit or debit card.
Consider using my referral link and you’ll get $6 off that purchase price. (I’ll get $6 for referring you).
You Need A Budget
July 12th, 2013 — Motivation
I will spend only what’s in our (virtual) envelopes
I will lose 1/4 pound (.25 pounds). That’s so easy to do but it’s the same weight as a stick of butter.
Just for today.
(This has been my daily mantra for some time now. It works (but only for about 24 hours ). Consider giving your own “just for today” a try.)
July 8th, 2013 — Debt Reduction, Motivation
Have you noticed the benefits from working Dave’s plan no matter what step you are on?
Someone posted on the Dave Ramsey boards about how great it was to be on baby step 7 a year later. He wrote about the obvious benefits of owning your own home and not having any payments.
We aren’t quite there but his comments made me think about the changes that happened to us with each step.
When we started Dave Ramsey’s Total Money Makeover, we were disorganized. We were fortunate that we already had our baby emergency fund but I had to learn to organize our paperwork so that bills would get paid on time. I didn’t know it at the time but I have adult ADD. The tips we learned from TMMO and Financial Peace University were a godsend. Even though we had a lot of consumer debt and student loans, I felt like a huge weight was lifted from our shoulders as the peace Dave describes descended right away.
As we started working our snowball, the load lightened even more and again very quickly. We knocked out our first small debts and our cash flow improved immediately. It was easier to budget. When we got hit with a curve ball, we were able to cash flow the hit without touching our baby emergency fund. It was exciting to watch our snowball grow and our interest payments go down. Baby Step 2 was fun!
During Baby Step 3, I noticed that I liked my job. I no longer felt beholden to my boss like a slave. I took a lot more ownership and pride in my work. I felt like it was mine and having the freedom to leave made me realize I had made the choice to stay. That made the rest of my time there much more enjoyable.
We’re working the rest of the baby steps and they are fun too. We enjoy seeing our progress and knowing that it just keeps getting better and better!
January 20th, 2013 — Debt Reduction, Motivation
The book Body for Life talks about why you must stay exactly on course.
Take a sheet of printer paper and draw the biggest circle you can. It represents your dreams and goals.
Mark a dot right in the middle. It represents you.
Mark another dot where 12 o’clock would be. Let that represent where you want to go with your financial plans (right at the top naturally!) This is baby step 7 where you get to spend, save, and give money. This is where, as Dave Ramsey likes to say, you finally get to live like no one else.
Now take a pencil and rest it on the center dot. Instead of going straight up to the second dot you placed, let’s veer off a tiny bit to the right. Even though you’re off the tiniest bit near the center of the circle, as you extend the line, you’ll find you won’t hit the dot placed at 12 o’clock. You’ll completely miss it.
The bigger the circle (your dreams and goals) the bigger your miss. If you’re aiming for Mars, you’ll miss it by miles and miles.
We may think it’s a little thing to overspend once in a while or to change the order of the steps. But look how getting off course kept us from hitting the goal. It’s important to stay on course and hit the mark.
Use CheckMate to let you know how much you can spend on the categories you designate. See all the features of this computer app here!
(Disclosure: This post has an affiliate link.)
March 7th, 2012 — Motivation
Peyton Manning (via Achievement)
George and I met at the University of Tennessee in the early eighties. Tennessee football has been a big part of our family tradition and if you ever stay as a guest in our home, you are going to have to put up with several huge pictures of the 1998 team and Smokey (the closet thing I’ll probably ever have to a real dog) in the guest room.
We got emotional listening to him speak tonight. The speech he gave on the video I linked is a true class act.
George saw the following Peyton quote that Trey Wingo (wingoz) posted on Twitter:
Last thing today on Peyton: his rookie contract was 48 million. When asked what he was going to do with it, his answer? “Earn it.”
George was able to source that quote here on Achievement.
My sister taught in Knoxville when Petyon was playing for the Vols. She said he often came in and volunteered at her school. He was beloved in Knoxville and everyone at her school agreed that he was the real deal. I heard flags were flying at half mast in Indianapolis and I understand why.
March 6th, 2012 — Motivation
On the Dave Ramsey boards, often someone starts to “get it”. They get on a budget, start paying off their smaller debts, and start finding extra money often just by being careful with what they already have.
When those people start posting enthusiastically, someone will respond and say “We can always tell who’s going to make it to baby step 7 and you’re one of them.
Brian Tracy wrote a great book on goals. He says the simple act of writing your goal each day will help you achieve it. Your subconscious mind starts to work helping you think and do thing to bring your goal to pass. He also talks about being able to visualize it.
I see people on the Dave Ramsey boards doing that day after day. The ones who talk about wanting to be debt-free so badly they can taste it are the ones who cross that finish line. Many have reached debt-free status this month partly due to tax refunds and it’s been exciting to watch!
February 8th, 2012 — Motivation, Productivity
Someone on the Dave Ramsey boards shared a link to Future Me.
You write yourself an email and add the date (in the future) that you would like to receive it. I wrote one to be received 5 years in the future and another one with short term goals that I wanted to receive in a month.
Then I forgot about it.
A few days ago, the email arrived. It was a complete surprise as I couldn’t even remember what is was until I opened it. I had met every short term goal (a savings goal and a weight loss goal). You can use it for anything you’d like and there didn’t seem to be a limit on how many you could write. It’s a free service but they won’t turn down a donation.
I think you have to try it to see how cool it really is.
January 9th, 2012 — Motivation
A member on the Dave Ramsey boards started what he’s calling a “Big Dog Challenge” – a challenge to save up $10,000 in 8 weeks.
For some crazy reason (remember I’m ironing shirts just to come up with an extra $20 each week!) I signed up.
This is where it goes nuts. As I thought about accepting the challenge, I remembered some things I learned from Brian Tracy’s audio book “Goals”. Just the practice of writing the goal down gets your brain figuring out ways to make it happen. “What could it hurt?” I thought. “Maybe I’ll actually figure out how to make that much money and we could really use it.”
As soon as I responded to his post, the wheels were turning in my head. I sold something small and made $25. I gathered two small checks together and checked the change jar – it’s full and I’m going to the bank in the morning. I also got the ball rolling to sell our third car. We’ve needed to do this for a while and I’ve realized I could help DH by getting it serviced and cleaned up for sale. This challenge just may be do able!
I can’t wait to see what our mechanic says about its condition so we can price it fairly.
How about you? Could you set a “Big Dog Goal” and just go for it? What would happen if you tried to come up with a serious chunk of money in 8 weeks?
(photo by George Cavanaugh)
December 26th, 2011 — Goals, Inspiration, Motivation
Don’t you love New Year’s Eve? I love the thought of a fresh beginning and look forward to updating goals each year.
Goals!: How to Get Everything You Want — Faster Than You Ever Thought Possible
I have this book (the audio version though) and have listened to it dozens of times. The tips Brian Tracy shares really work; this is one of the most important books I own. The biggest thing I learned was to write out my most important goals every day. This book is packed with tips on how to bring your goals into reality.
Thanks to this book, I have that fresh shiny feeling of a new year much more often!!
(Disclosure: This post contains an affiliate link. That means I earn a small commission of its sale at no extra cost to you.)
December 13th, 2011 — Motivation
As you try to stick to a new spending plan and your inner two year old is throwing a tantrum breathe deeply and tell yourself
“Just for today.”
You can do this today. You KNOW you can do it today.